Colorado Paycheck Calculator 2026
Colorado taxes wages at a flat 4.4% of federal taxable income, and its 0.44% employee FAMLI premium is a second state deduction on most paychecks.
Your details
Estimated take-home pay (Bi-weekly (every 2 weeks))
$2,269.27
$59,001 per year · 78.7% of gross
Deduction breakdown (per paycheck)
- Gross pay
- $2,884.62
- − Federal income tax
- $295.00
- − Social Security (FICA)
- $178.85
- − Medicare (FICA)
- $41.83
- − Colorado state income tax
- $99.68
- Take-home pay
- $2,269.27
Estimate for 2026 using the rules on our methodology page. It is not tax advice; your employer's withholding and your return can differ.
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Create a pay stub from these numbersHow taxes work in Colorado
Colorado levies a flat state income tax of 4.4%. Unlike a progressive system, the same rate applies to all of your taxable income rather than rising as you earn more.
Colorado applies a standard deduction of about $16,100 for single filers before the tax is calculated.
On top of this 4.4% state tax, every Colorado paycheck also has federal income tax and FICA (6.2% Social Security plus 1.45% Medicare) withheld.
What changes a Colorado paycheck?
The Colorado Department of Revenue's 2026 withholding worksheet (DR 1098) applies a single 4.4% rate. Because Colorado starts from federal taxable income, the calculator subtracts the 2026 federal standard deduction of $16,100 for a single filer, $32,200 for joint filers and $24,150 for a head of household.
Family and Medical Leave Insurance premiums are 0.88% of wages in 2026, split evenly, so employees pay 0.44%. The premium applies to wages up to the Social Security wage cap of $184,500. It is a real deduction on a Colorado paycheck, though it is not included in this estimate.
Some cities charge a flat monthly occupational privilege tax, and Colorado can lower the effective rate in years when revenue exceeds the TABOR limit. Neither is modeled here, and no Colorado credits or dependent amounts are applied.
Example: take-home pay on $60,000 in Colorado
Here's how a $60,000 salary breaks down for a single filer paid bi-weekly in Colorado. After all taxes, take-home pay is about $48,458 per year — 80.8% of gross. Adjust the calculator above for your own numbers.
| Line item | Per year | Per paycheck |
|---|---|---|
| Gross pay | $60,000 | $2,308 |
| − Federal income tax | $5,020 | $193 |
| − Social Security (FICA) | $3,720 | $143 |
| − Medicare (FICA) | $870 | $33 |
| − Colorado state income tax | $1,932 | $74 |
| Take-home pay | $48,458 | $1,864 |
Estimate for a single filer, 2026 tax year, no pre-tax deductions. Figures are rounded. See our methodology for assumptions.
Take-home pay at other salaries in Colorado
Single filer, paid every two weeks, 2026 rules, no pre-tax deductions.
| Salary | CO tax | Take-home per year | Per paycheck |
|---|---|---|---|
| $40,000 | $1,052 | $33,268 | $1,280 |
| $60,000 | $1,932 | $48,458 | $1,864 |
| $85,000 | $3,032 | $65,596 | $2,523 |
| $120,000 | $4,572 | $88,678 | $3,411 |
Colorado income tax rates used for 2026
Single
| Taxable income | Rate |
|---|---|
| All taxable income | 4.4% |
Married filing jointly
| Taxable income | Rate |
|---|---|
| All taxable income | 4.4% |
- Standard deduction: $16,100 single, $32,200 married filing jointly.
Sources and limitations
The 2026 Colorado tax inputs on this page are based on Colorado tax source. The estimate covers federal income tax, state income tax, Social Security, and Medicare. It does not include local taxes, state disability or unemployment withholding, tax credits, pre-tax benefits, or employer-specific deductions.
Review the full calculation methodology and tax sources.
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Frequently asked questions
Does Colorado have a state income tax?
Colorado charges a flat 4.4% state income tax, withheld on top of federal income tax and FICA.
What is the Colorado income tax rate?
Colorado uses a single flat rate of 4.4% on taxable income. The same rate applies regardless of how much you earn.
How much is taken out of a paycheck in Colorado?
Federal income tax, Social Security (6.2%), and Medicare (1.45%) are withheld nationwide. In addition, Colorado withholds state income tax as described above. Use the calculator on this page for an estimate based on your salary.