Maryland Paycheck Calculator 2026
Maryland taxes wages at 2% to 6.5% at the state level, and every resident also pays a county income tax of 2.25% to 3.30% on the same Maryland taxable income.
Your details
Estimated take-home pay (Bi-weekly (every 2 weeks))
$2,161.82
$56,207 per year · 74.9% of gross
Deduction breakdown (per paycheck)
- Gross pay
- $2,884.62
- − Federal income tax
- $295.00
- − Social Security (FICA)
- $178.85
- − Medicare (FICA)
- $41.83
- − Maryland state income tax
- $122.94
- − Montgomery County income tax
- $84.18
- Take-home pay
- $2,161.82
Estimate for 2026 using the rules on our methodology page. It is not tax advice; your employer's withholding and your return can differ.
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Create a pay stub from these numbersHow taxes work in Maryland
Maryland uses a progressive state income tax with marginal rates ranging from 2% to 6.5%. As with the federal system, only the portion of your income that falls inside each bracket is taxed at that bracket's rate.
Before the brackets apply, Maryland subtracts a standard deduction of about $3,400 for single filers.
These state brackets are applied in addition to federal income tax and FICA, all of which are withheld from each Maryland paycheck.
What changes a Maryland paycheck?
For 2026 the Comptroller of Maryland lists ten state rates. A single filer pays 2%, 3% and 4% on the first three $1,000 slices, 4.75% up to $100,000, then 5%, 5.25%, 5.5% and 5.75% up to $500,000, 6.25% up to $1,000,000 and 6.5% above that. Joint and head-of-household filers use wider bands, with the 4.75% rate running to $150,000 and the 6.5% rate starting above $1,200,000. The 2026 single standard deduction is $3,400.
County tax is a percentage of Maryland taxable income, and the calculator lets you pick your county or Baltimore City. Twelve of the 24 jurisdictions charge 3.20%, while rates run from Worcester at 2.25% and Talbot at 2.40% up to Dorchester and Kent at 3.30%, the cap for 2026. Anne Arundel and Frederick use graduated county rates that depend on filing status, and the calculator applies those brackets.
The $3,200 personal exemption per person shrinks as income rises. A single filer drops to $1,600 above $100,000 of adjusted gross income, $800 above $125,000 and $0 above $150,000; joint and head-of-household filers start the same steps at $150,000 and reach $0 above $200,000. The estimate uses annual wages in place of adjusted gross income, and the joint and head-of-household standard deduction is an approximation because the 2026 figure was not in the sources used. Age 65 or older and blindness exemptions, dependents, itemized deductions and credits are not modeled.
Example: take-home pay on $60,000 in Maryland
Here's how a $60,000 salary breaks down for a single filer paid bi-weekly in Montgomery County, Maryland. After all taxes, take-home pay is about $46,197 per year — 77% of gross. Adjust the calculator above for your own numbers.
| Line item | Per year | Per paycheck |
|---|---|---|
| Gross pay | $60,000 | $2,308 |
| − Federal income tax | $5,020 | $193 |
| − Social Security (FICA) | $3,720 | $143 |
| − Medicare (FICA) | $870 | $33 |
| − Maryland state income tax | $2,484 | $96 |
| − Montgomery County income tax | $1,709 | $66 |
| Take-home pay | $46,197 | $1,777 |
Estimate for a single filer, 2026 tax year, no pre-tax deductions. Figures are rounded. See our methodology for assumptions.
Take-home pay at other salaries in Maryland
Single filer, paid every two weeks, 2026 rules, no pre-tax deductions, living in Montgomery County.
| Salary | MD tax | County tax | Take-home per year | Per paycheck |
|---|---|---|---|---|
| $40,000 | $1,534 | $1,069 | $31,717 | $1,220 |
| $60,000 | $2,484 | $1,709 | $46,197 | $1,777 |
| $85,000 | $3,672 | $2,509 | $62,447 | $2,402 |
| $120,000 | $5,448 | $3,680 | $84,123 | $3,235 |
Maryland income tax rates used for 2026
Single
| Taxable income | Rate |
|---|---|
| $0 – $1,000 | 2% |
| $1,000 – $2,000 | 3% |
| $2,000 – $3,000 | 4% |
| $3,000 – $100,000 | 4.75% |
| $100,000 – $125,000 | 5% |
| $125,000 – $150,000 | 5.25% |
| $150,000 – $250,000 | 5.5% |
| $250,000 – $500,000 | 5.75% |
| $500,000 – $1,000,000 | 6.25% |
| Over $1,000,000 | 6.5% |
Married filing jointly
| Taxable income | Rate |
|---|---|
| $0 – $1,000 | 2% |
| $1,000 – $2,000 | 3% |
| $2,000 – $3,000 | 4% |
| $3,000 – $150,000 | 4.75% |
| $150,000 – $175,000 | 5% |
| $175,000 – $225,000 | 5.25% |
| $225,000 – $300,000 | 5.5% |
| $300,000 – $600,000 | 5.75% |
| $600,000 – $1,200,000 | 6.25% |
| Over $1,200,000 | 6.5% |
- Standard deduction: $3,400 single, $6,800 married filing jointly.
- Personal exemption: $3,200 single, $6,400 married filing jointly, reduced at higher incomes.
Maryland county income tax rates for 2026
These rates apply to the same taxable income as the Maryland state tax. Pick your county in the calculator above. The examples on this page use Montgomery County. Rates from Comptroller of Maryland, 2026 Maryland State and Local Income Tax Withholding Information (Attachment 1).
| County | 2026 rate |
|---|---|
| Allegany County | 3.2% |
| Anne Arundel CountySingle filers: 2.7% to $50,000, 2.94% to $400,000, 3.2% over $400,000 | 2.7% – 3.2% |
| Baltimore City | 3.2% |
| Baltimore County | 3.2% |
| Calvert County | 3.2% |
| Caroline County | 3.2% |
| Carroll County | 3.03% |
| Cecil County | 2.74% |
| Charles County | 3.03% |
| Dorchester County | 3.3% |
| Frederick CountySingle filers: 2.25% to $25,000, 2.75% to $50,000, 2.96% to $150,000, 3.2% over $150,000 | 2.25% – 3.2% |
| Garrett County | 2.65% |
| Harford County | 3.06% |
| Howard County | 3.2% |
| Kent County | 3.3% |
| Montgomery County | 3.2% |
| Prince George's County | 3.2% |
| Queen Anne's County | 3.2% |
| St. Mary's County | 3.2% |
| Somerset County | 3.2% |
| Talbot County | 2.4% |
| Washington County | 2.95% |
| Wicomico County | 3.2% |
| Worcester County | 2.25% |
Sources and limitations
The 2026 Maryland tax inputs on this page are based on Comptroller of Maryland. The estimate covers federal income tax, state income tax, the county income tax you select, Social Security, and Medicare. It does not include state disability or unemployment withholding, tax credits, pre-tax benefits, or employer-specific deductions.
Review the full calculation methodology and tax sources.
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Frequently asked questions
Does Maryland have a state income tax?
Maryland has a progressive state income tax (2%–6.5%), withheld in addition to federal income tax and FICA.
What are the Maryland income tax rates?
Maryland has progressive brackets with marginal rates from 2% to 6.5%. Only income within each bracket is taxed at that bracket's rate.
How much is taken out of a paycheck in Maryland?
Federal income tax, Social Security (6.2%), and Medicare (1.45%) are withheld nationwide. In addition, Maryland withholds state income tax as described above. Use the calculator on this page for an estimate based on your salary.