Massachusetts Paycheck Calculator 2026
Massachusetts taxes wages at a flat 5% and adds a 4% surtax on very high incomes. It uses personal exemptions rather than a standard deduction.
Your details
Estimated take-home pay (Bi-weekly (every 2 weeks))
$2,233.17
$58,063 per year · 77.4% of gross
Deduction breakdown (per paycheck)
- Gross pay
- $2,884.62
- − Federal income tax
- $295.00
- − Social Security (FICA)
- $178.85
- − Medicare (FICA)
- $41.83
- − Massachusetts state income tax
- $135.77
- Take-home pay
- $2,233.17
Estimate for 2026 using the rules on our methodology page. It is not tax advice; your employer's withholding and your return can differ.
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Create a pay stub from these numbersHow taxes work in Massachusetts
Massachusetts uses a progressive state income tax with marginal rates ranging from 5% to 9%. As with the federal system, only the portion of your income that falls inside each bracket is taxed at that bracket's rate.
Massachusetts uses personal exemptions or a federal-income-based starting point rather than a flat standard deduction, so low earners may owe less than a simple bracket calculation suggests.
These state brackets are applied in addition to federal income tax and FICA, all of which are withheld from each Massachusetts paycheck.
What changes a Massachusetts paycheck?
The base rate is 5%. Taxable income above the 2026 surtax threshold of $1,107,750 is taxed an extra 4%, for a 9% top rate, according to the Department of Revenue. The threshold is the same for every filing status.
There is no standard deduction. Instead the personal exemption is $4,400 for a single filer, $6,800 for a head of household, and $8,800 for a married couple filing jointly, and this calculator subtracts those amounts before applying the rate.
Massachusetts also collects paid family and medical leave contributions through payroll, which Tax Foundation places between 0.46% and 0.88% of wages depending on the employer and who pays. That deduction, the FICA and rent deductions available on the state return, and dependent exemptions are not part of this estimate.
Example: take-home pay on $60,000 in Massachusetts
Here's how a $60,000 salary breaks down for a single filer paid bi-weekly in Massachusetts. After all taxes, take-home pay is about $47,610 per year — 79.4% of gross. Adjust the calculator above for your own numbers.
| Line item | Per year | Per paycheck |
|---|---|---|
| Gross pay | $60,000 | $2,308 |
| − Federal income tax | $5,020 | $193 |
| − Social Security (FICA) | $3,720 | $143 |
| − Medicare (FICA) | $870 | $33 |
| − Massachusetts state income tax | $2,780 | $107 |
| Take-home pay | $47,610 | $1,831 |
Estimate for a single filer, 2026 tax year, no pre-tax deductions. Figures are rounded. See our methodology for assumptions.
Take-home pay at other salaries in Massachusetts
Single filer, paid every two weeks, 2026 rules, no pre-tax deductions.
| Salary | MA tax | Take-home per year | Per paycheck |
|---|---|---|---|
| $40,000 | $1,780 | $32,540 | $1,252 |
| $60,000 | $2,780 | $47,610 | $1,831 |
| $85,000 | $4,030 | $64,598 | $2,485 |
| $120,000 | $5,780 | $87,470 | $3,364 |
Massachusetts income tax rates used for 2026
Single
| Taxable income | Rate |
|---|---|
| $0 – $1,107,750 | 5% |
| Over $1,107,750 | 9% |
Married filing jointly
| Taxable income | Rate |
|---|---|
| $0 – $1,107,750 | 5% |
| Over $1,107,750 | 9% |
- Personal exemption: $4,400 single, $8,800 married filing jointly.
Sources and limitations
The 2026 Massachusetts tax inputs on this page are based on Massachusetts tax source. The estimate covers federal income tax, state income tax, Social Security, and Medicare. It does not include local taxes, state disability or unemployment withholding, tax credits, pre-tax benefits, or employer-specific deductions.
Review the full calculation methodology and tax sources.
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Frequently asked questions
Does Massachusetts have a state income tax?
Massachusetts has a progressive state income tax (5%–9%), withheld in addition to federal income tax and FICA.
What are the Massachusetts income tax rates?
Massachusetts has progressive brackets with marginal rates from 5% to 9%. Only income within each bracket is taxed at that bracket's rate.
How much is taken out of a paycheck in Massachusetts?
Federal income tax, Social Security (6.2%), and Medicare (1.45%) are withheld nationwide. In addition, Massachusetts withholds state income tax as described above. Use the calculator on this page for an estimate based on your salary.