Mississippi Paycheck Calculator 2026
Mississippi's 2026 tax is a flat 4% that starts only after the first $10,000 of taxable income. Exemptions and a standard deduction reduce that base first.
Your details
Estimated take-home pay (Bi-weekly (every 2 weeks))
$2,281.71
$59,325 per year · 79.1% of gross
Deduction breakdown (per paycheck)
- Gross pay
- $2,884.62
- − Federal income tax
- $295.00
- − Social Security (FICA)
- $178.85
- − Medicare (FICA)
- $41.83
- − Mississippi state income tax
- $87.23
- Take-home pay
- $2,281.71
Estimate for 2026 using the rules on our methodology page. It is not tax advice; your employer's withholding and your return can differ.
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Create a pay stub from these numbersHow taxes work in Mississippi
Mississippi uses a progressive state income tax with marginal rates ranging from 4% to 4%. As with the federal system, only the portion of your income that falls inside each bracket is taxed at that bracket's rate.
Before the brackets apply, Mississippi subtracts a standard deduction of about $2,300 for single filers.
These state brackets are applied in addition to federal income tax and FICA, all of which are withheld from each Mississippi paycheck.
What changes a Mississippi paycheck?
The Department of Revenue's 2026 schedule taxes the first $10,000 of taxable income at 0% and everything above it at 4.0%. Taxable income is wages minus the standard deduction and the personal exemption.
The standard deduction is $2,300 for single filers, $3,400 for heads of family, and $4,600 for married couples. Personal exemptions are $6,000, $9,500, and $12,000 for those same statuses, so a single worker earning $18,300 or less owes no state income tax.
Each dependent adds a $1,500 exemption and age or blindness adds more, and this estimate leaves those out. Mississippi cities do not levy an income tax on wages.
Example: take-home pay on $60,000 in Mississippi
Here's how a $60,000 salary breaks down for a single filer paid bi-weekly in Mississippi. After all taxes, take-home pay is about $48,722 per year — 81.2% of gross. Adjust the calculator above for your own numbers.
| Line item | Per year | Per paycheck |
|---|---|---|
| Gross pay | $60,000 | $2,308 |
| − Federal income tax | $5,020 | $193 |
| − Social Security (FICA) | $3,720 | $143 |
| − Medicare (FICA) | $870 | $33 |
| − Mississippi state income tax | $1,668 | $64 |
| Take-home pay | $48,722 | $1,874 |
Estimate for a single filer, 2026 tax year, no pre-tax deductions. Figures are rounded. See our methodology for assumptions.
Take-home pay at other salaries in Mississippi
Single filer, paid every two weeks, 2026 rules, no pre-tax deductions.
| Salary | MS tax | Take-home per year | Per paycheck |
|---|---|---|---|
| $40,000 | $868 | $33,452 | $1,287 |
| $60,000 | $1,668 | $48,722 | $1,874 |
| $85,000 | $2,668 | $65,960 | $2,537 |
| $120,000 | $4,068 | $89,182 | $3,430 |
Mississippi income tax rates used for 2026
Single
| Taxable income | Rate |
|---|---|
| $0 – $10,000 | 0% |
| Over $10,000 | 4% |
Married filing jointly
| Taxable income | Rate |
|---|---|
| $0 – $10,000 | 0% |
| Over $10,000 | 4% |
- Standard deduction: $2,300 single, $4,600 married filing jointly.
- Personal exemption: $6,000 single, $12,000 married filing jointly.
Sources and limitations
The 2026 Mississippi tax inputs on this page are based on Mississippi tax source. The estimate covers federal income tax, state income tax, Social Security, and Medicare. It does not include local taxes, state disability or unemployment withholding, tax credits, pre-tax benefits, or employer-specific deductions.
Review the full calculation methodology and tax sources.
Compare other states
Frequently asked questions
Does Mississippi have a state income tax?
Mississippi has a progressive state income tax (4%–4%), withheld in addition to federal income tax and FICA.
What are the Mississippi income tax rates?
Mississippi has progressive brackets with marginal rates from 4% to 4%. Only income within each bracket is taxed at that bracket's rate.
How much is taken out of a paycheck in Mississippi?
Federal income tax, Social Security (6.2%), and Medicare (1.45%) are withheld nationwide. In addition, Mississippi withholds state income tax as described above. Use the calculator on this page for an estimate based on your salary.