Montana Paycheck Calculator 2026
Montana taxes wages at two rates for 2026, and the point where the higher rate begins depends on your filing status.
Your details
Estimated take-home pay (Bi-weekly (every 2 weeks))
$2,258.30
$58,716 per year · 78.3% of gross
Deduction breakdown (per paycheck)
- Gross pay
- $2,884.62
- − Federal income tax
- $295.00
- − Social Security (FICA)
- $178.85
- − Medicare (FICA)
- $41.83
- − Montana state income tax
- $110.64
- Take-home pay
- $2,258.30
Estimate for 2026 using the rules on our methodology page. It is not tax advice; your employer's withholding and your return can differ.
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Create a pay stub from these numbersHow taxes work in Montana
Montana uses a progressive state income tax with marginal rates ranging from 4.7% to 5.7%. As with the federal system, only the portion of your income that falls inside each bracket is taxed at that bracket's rate.
Before the brackets apply, Montana subtracts a standard deduction of about $16,100 for single filers.
These state brackets are applied in addition to federal income tax and FICA, all of which are withheld from each Montana paycheck.
What changes a Montana paycheck?
Under House Bill 337 the top rate fell from 5.9% to 5.65% on January 1, 2026. The 4.7% rate applies to taxable income up to $47,500 for single filers, $71,250 for heads of household, and $95,000 for joint filers. Above those amounts the 5.65% rate applies.
The Department of Revenue now bases withholding on the federal standard deduction for the employee's filing status: $16,100 single, $24,150 head of household, and $32,200 joint. Montana allowances and the old state deductions no longer feed the withholding calculation.
There is no local income tax on wages in Montana. This estimate does not model personal or dependent exemptions or any state credits.
Example: take-home pay on $60,000 in Montana
Here's how a $60,000 salary breaks down for a single filer paid bi-weekly in Montana. After all taxes, take-home pay is about $48,327 per year — 80.5% of gross. Adjust the calculator above for your own numbers.
| Line item | Per year | Per paycheck |
|---|---|---|
| Gross pay | $60,000 | $2,308 |
| − Federal income tax | $5,020 | $193 |
| − Social Security (FICA) | $3,720 | $143 |
| − Medicare (FICA) | $870 | $33 |
| − Montana state income tax | $2,063 | $79 |
| Take-home pay | $48,327 | $1,859 |
Estimate for a single filer, 2026 tax year, no pre-tax deductions. Figures are rounded. See our methodology for assumptions.
Take-home pay at other salaries in Montana
Single filer, paid every two weeks, 2026 rules, no pre-tax deductions.
| Salary | MT tax | Take-home per year | Per paycheck |
|---|---|---|---|
| $40,000 | $1,123 | $33,197 | $1,277 |
| $60,000 | $2,063 | $48,327 | $1,859 |
| $85,000 | $3,442 | $65,186 | $2,507 |
| $120,000 | $5,419 | $87,831 | $3,378 |
Montana income tax rates used for 2026
Single
| Taxable income | Rate |
|---|---|
| $0 – $47,500 | 4.7% |
| Over $47,500 | 5.65% |
Married filing jointly
| Taxable income | Rate |
|---|---|
| $0 – $95,000 | 4.7% |
| Over $95,000 | 5.65% |
- Standard deduction: $16,100 single, $32,200 married filing jointly.
Sources and limitations
The 2026 Montana tax inputs on this page are based on Montana tax source. The estimate covers federal income tax, state income tax, Social Security, and Medicare. It does not include local taxes, state disability or unemployment withholding, tax credits, pre-tax benefits, or employer-specific deductions.
Review the full calculation methodology and tax sources.
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Frequently asked questions
Does Montana have a state income tax?
Montana has a progressive state income tax (4.7%–5.7%), withheld in addition to federal income tax and FICA.
What are the Montana income tax rates?
Montana has progressive brackets with marginal rates from 4.7% to 5.7%. Only income within each bracket is taxed at that bracket's rate.
How much is taken out of a paycheck in Montana?
Federal income tax, Social Security (6.2%), and Medicare (1.45%) are withheld nationwide. In addition, Montana withholds state income tax as described above. Use the calculator on this page for an estimate based on your salary.