New Jersey Paycheck Calculator 2025
New Jersey has a progressive state income tax (1.4%–10.8%), withheld in addition to federal income tax and FICA.
Your details
Estimated take-home pay (Bi-weekly (every 2 weeks))
$2,256.24
$58,662 per year · 78.2% of gross
Deduction breakdown (per paycheck)
- Gross pay
- $2,884.62
- − Federal income tax
- $305.73
- − Social Security (FICA)
- $178.85
- − Medicare (FICA)
- $41.83
- − New Jersey state income tax
- $101.97
- Take-home pay
- $2,256.24
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How taxes work in New Jersey
New Jersey uses a progressive state income tax with marginal rates ranging from 1.4% to 10.8%. As with the federal system, only the portion of your income that falls inside each bracket is taxed at that bracket's rate.
New Jersey uses personal exemptions or a federal-income-based starting point rather than a flat standard deduction, so low earners may owe less than a simple bracket calculation suggests.
These state brackets are applied in addition to federal income tax and FICA, all of which are withheld from each New Jersey paycheck.
Example: take-home pay on $60,000 in New Jersey
Here's how a $60,000 salary breaks down for a single filer paid bi-weekly in New Jersey. After all taxes, take-home pay is about $48,516 per year — 80.9% of gross. Adjust the calculator above for your own numbers.
| Line item | Per year | Per paycheck |
|---|---|---|
| Gross pay | $60,000 | $2,308 |
| − Federal income tax | $5,072 | $195 |
| − Social Security (FICA) | $3,720 | $143 |
| − Medicare (FICA) | $870 | $33 |
| − New Jersey state income tax | $1,823 | $70 |
| Take-home pay | $48,516 | $1,866 |
Estimate for a single filer, 2025 tax year, no pre-tax deductions. Figures are rounded. See our methodology for assumptions.
Sources and limitations
The 2025 New Jersey tax inputs on this page are based on Tax Foundation's 2025 state income tax survey. The estimate covers federal income tax, state income tax, Social Security, and Medicare. It does not include local taxes, state disability or unemployment withholding, tax credits, pre-tax benefits, or employer-specific deductions.
Review the full calculation methodology and tax sources.
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Frequently asked questions
Does New Jersey have a state income tax?
New Jersey has a progressive state income tax (1.4%–10.8%), withheld in addition to federal income tax and FICA.
What are the New Jersey income tax rates?
New Jersey has progressive brackets with marginal rates from 1.4% to 10.8%. Only income within each bracket is taxed at that bracket's rate.
How much is taken out of a paycheck in New Jersey?
Federal income tax, Social Security (6.2%), and Medicare (1.45%) are withheld nationwide. In addition, New Jersey withholds state income tax as described above. Use the calculator on this page for an estimate based on your salary.