Rhode Island Paycheck Calculator 2026
Rhode Island taxes wages at 3.75%, 4.75% and 5.99%, and workers also pay into the state's temporary disability insurance program.
Your details
Estimated take-home pay (Bi-weekly (every 2 weeks))
$2,284.50
$59,397 per year · 79.2% of gross
Deduction breakdown (per paycheck)
- Gross pay
- $2,884.62
- − Federal income tax
- $295.00
- − Social Security (FICA)
- $178.85
- − Medicare (FICA)
- $41.83
- − Rhode Island state income tax
- $84.45
- Take-home pay
- $2,284.50
Estimate for 2026 using the rules on our methodology page. It is not tax advice; your employer's withholding and your return can differ.
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Create a pay stub from these numbersHow taxes work in Rhode Island
Rhode Island uses a progressive state income tax with marginal rates ranging from 3.8% to 6%. As with the federal system, only the portion of your income that falls inside each bracket is taxed at that bracket's rate.
Before the brackets apply, Rhode Island subtracts a standard deduction of about $11,200 for single filers.
These state brackets are applied in addition to federal income tax and FICA, all of which are withheld from each Rhode Island paycheck.
What changes a Rhode Island paycheck?
Rhode Island uses one set of brackets for every filing status: 3.75% up to $82,050 of taxable income, 4.75% up to $186,450 and 5.99% above. This estimate takes a standard deduction of $11,200 for single filers, $22,400 for joint filers and $16,800 for heads of household, then subtracts a $5,250 exemption for you and for a spouse. The deduction and exemption shrink at high incomes, which is not modeled.
Employees fund Temporary Disability Insurance through payroll: the 2026 rate is 1.1% on wages up to $100,000, so the maximum yearly deduction is $1,100. The calculator does not subtract it from the paycheck, so actual net pay will be lower by that amount for wages of that size.
Rhode Island has no city or county income tax. The inputs here come from the Tax Foundation 2026 table because the Division of Taxation site blocked automated access to its withholding booklet, so check the booklet before relying on exact cents.
Example: take-home pay on $60,000 in Rhode Island
Here's how a $60,000 salary breaks down for a single filer paid bi-weekly in Rhode Island. After all taxes, take-home pay is about $48,757 per year — 81.3% of gross. Adjust the calculator above for your own numbers.
| Line item | Per year | Per paycheck |
|---|---|---|
| Gross pay | $60,000 | $2,308 |
| − Federal income tax | $5,020 | $193 |
| − Social Security (FICA) | $3,720 | $143 |
| − Medicare (FICA) | $870 | $33 |
| − Rhode Island state income tax | $1,633 | $63 |
| Take-home pay | $48,757 | $1,875 |
Estimate for a single filer, 2026 tax year, no pre-tax deductions. Figures are rounded. See our methodology for assumptions.
Take-home pay at other salaries in Rhode Island
Single filer, paid every two weeks, 2026 rules, no pre-tax deductions.
| Salary | RI tax | Take-home per year | Per paycheck |
|---|---|---|---|
| $40,000 | $883 | $33,437 | $1,286 |
| $60,000 | $1,633 | $48,757 | $1,875 |
| $85,000 | $2,571 | $66,057 | $2,541 |
| $120,000 | $4,098 | $89,152 | $3,429 |
Rhode Island income tax rates used for 2026
Single
| Taxable income | Rate |
|---|---|
| $0 – $82,050 | 3.75% |
| $82,050 – $186,450 | 4.75% |
| Over $186,450 | 5.99% |
Married filing jointly
| Taxable income | Rate |
|---|---|
| $0 – $82,050 | 3.75% |
| $82,050 – $186,450 | 4.75% |
| Over $186,450 | 5.99% |
- Standard deduction: $11,200 single, $22,400 married filing jointly.
- Personal exemption: $5,250 single, $10,500 married filing jointly.
Sources and limitations
The 2026 Rhode Island tax inputs on this page are based on Tax Foundation's 2026 state income tax survey. The estimate covers federal income tax, state income tax, Social Security, and Medicare. It does not include local taxes, state disability or unemployment withholding, tax credits, pre-tax benefits, or employer-specific deductions.
Review the full calculation methodology and tax sources.
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Frequently asked questions
Does Rhode Island have a state income tax?
Rhode Island has a progressive state income tax (3.8%–6%), withheld in addition to federal income tax and FICA.
What are the Rhode Island income tax rates?
Rhode Island has progressive brackets with marginal rates from 3.8% to 6%. Only income within each bracket is taxed at that bracket's rate.
How much is taken out of a paycheck in Rhode Island?
Federal income tax, Social Security (6.2%), and Medicare (1.45%) are withheld nationwide. In addition, Rhode Island withholds state income tax as described above. Use the calculator on this page for an estimate based on your salary.